Paying for home care
Council support to pay for home care
If you have more than £23,250 in savings and investments (not including your home), you will be expected to pay the full costs. You cannot just spend money quickly to get below this figure - the council will check. But if your savings gradually go down (perhaps because you start to spend money on care) you can then become eligible for help once you have less than £23,250.
If you have less than £23,250 in savings and investments (not including your home), you may get help with the costs of care at home. If you have less than £14,250, the council will normally pay for the full costs. But the amount you get will also depend on your income.
The first step towards getting council support with home care costs is to have a care needs assessment and financial assessment from the council. We can arrange this for you.
How council adult care payments work
Councils assess individual care needs and work out the overall cost of meeting these needs. This overall cost is called a personal budget. The personal budget is then split into between what you must pay yourself and what the council will pay.
You can manage your personal budget in one of four ways: